...enough to make the right decisions on what to do from this day forward. Thank you, Madam Chairwoman. [The prepared statement of Hon. Spencer Bachus can be found on page 198 in the appendix.] Chairwoman KELLY. Thank you very much, Mr. Bachus. We will next go in order of...

...first time before our subcommittee, and also welcome those who'll be testifying on our second panel. [The prepared statement of Hon. Spencer Bachus can be found on page 26 in the appendix.] I now recognize there are no other Members who wish to make opening statements...

...burden have improved the prospects of economic expansion. Let me yield at this time to Senator Reed for any opening statement he may wish to make. [The prepared statement of Representative Saxton appears in the Submissions for the Record on page 3 1 .] PREPARED STATEMENT OF...

...law enforcement agencies. And I want to, in particular, commend Jim Clinger for his work. Thank you. [The prepared statement of Hon. Spencer Bachus can be found on page 69 in the appendix.] Chairman OXLEY. Thank the gentleman. The Chair now recognizes the Ranking Member...

...Chair now recognizes the ranking member of the subcommittee, Mr. Sanders, for an opening statement [The prepared statement of Hon. Spencer Bachus can...be found on page 48 in the appendix.] Mr. SANDERS. Before you leave, Mr. Chairman, I do want to thank you very much. While the chairman was very gracious...

...recognizes the ranking member of the subcommittee, Mr. Sanders, for any opening statement he would like to make. [The prepared statement of Hon. Spencer Bachus can be found on page 68 in the appendix.] Mr. SANDERS. Thank you very much, Mr. Chairman, for convening this very important...

...to recognize the minority ranking member, Mr. Sanders, for any opening statement that he may have. [The prepared statement of Hon. Spencer Bachus can be found on page 70 in the appendix.] Mr. SANDERS. Thank you very much, Mr. Chairman, and thank you for holding this...

...to recognize the minority ranking member, Mr. Sanders, for any opening statement that he may have. [The prepared statement of Hon. Spencer Bachus can be found on page 70 in the appendix.] Mr. SANDERS. Thank you very much, Mr. Chairman, and thank you for holding this...

...available to the un-banked. At this time, I am going to recognize Mr. Hinojosa for an opening statement. [The prepared statement of Hon. Spencer Bachus can be found on page 50 in the appendix.] Mr. HINOJOSA. Thank you, Mr. Chairman. Chairman Bachus, thank you for your leadership...

...with the chairman, Mrs. Kelly, and other colleagues as we continue to examine this complicated issue. [The prepared statement of Hon. Spencer Bachus can be found on page 54 in the appendix.] Chairwoman KELLY. Thank you. Mrs. McCarthy, do you have an opening statement?...