Life Insurance Marketing and Cost Disclosure: Hearings Before the Subcommittee on Oversight and Investigations of the Committee on Interstate and Foreign Commerce, House of Representatives, Ninety-fifth Congress, Second Session, August 7, 14, and 15, 1978U.S. Government Printing Office, 1978 - 816 páginas |
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Palavras e frases frequentes
ance ANDERSON annual percentage rate annual premium Appendix average basic Belth Buyer's Guide buyers cash value Chairman COLLINS Committee competition Congress coverage death benefits death protection disclosure system dividends dollar example Exhibit face amount Federal Trade Commission FTC's guaranteed index numbers insurance agent Insurance Commissioners insurance companies insurance cost disclosure insurance industry insurance market insurance policies insurance regulation interest adjusted interest rate investment KRAMER lapse rates letter LYNCH McCarran-Ferguson Act method Moorhead Moss NAIC approach National Consumers League paid participating payment percent permanent life insurance policy issued Policy Summary policyholder problem purchase question rate of return regulatory RICHARDSON rider savings element selling Senator SHAFFER SHAPIRO similar policies social security Society of Actuaries sold statement Subcommittee sumers Surrender Cost Index term insurance term life insurance term policy testimony tion VOGEL whole life insurance whole life policy yearly price
Passagens conhecidas
Página 802 - To make public from time to time such portions of the information obtained by it hereunder, except trade secrets and names of customers, as it shall deem expedient in the public interest ; and to make annual and special reports to the Congress and to submit therewith [38 Stat.
Página 803 - No Act of Congress shall be construed to invalidate, impair, or supersede any law enacted by any State for the purpose of regulating the business of insurance...
Página 536 - If any provision of this Act or the application of such provision to any person or circumstances shall be held invalid, the remainder of the Act, and the application of such provision to persons or circumstances other than those as to which it is held invalid, shall not be affected thereby.
Página 536 - ... the Act of July 2, 1890, as amended, known as the Sherman Act, and the Act of October 15, 1914, as amended, known as the Clayton Act, and the Act of...
Página 802 - That the commission shall also have power — "(a) To gather and compile information concerning, and to investigate from time to time the organization, business, conduct, practices, arid management of any corporation engaged in commerce, excepting banks and common carriers subject to the act to .regulate commerce, and its relation to other corporations and to individuals, associations, and partnerships.
Página 803 - State for the purpose of regulating the business of insurance, or which imposes a fee or tax upon such business, unless such Act specifically relates to the business of insurance: Provided, That after June 30, 1948. ... the Sherman Act. ... the Clayton Act, and ... the Federal Trade Commission Act, as amended, shall be applicable to the business of insurance to the extent that such business is not regulated by State Law.
Página 278 - Congress with reference to the regulation of the business of insurance. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That the Congress hereby declares that the continued regulation and taxation by the several States of the business of insurance is in the public interest, and that silence on the part of the Congress shall not be construed to impose any barrier to the regulation or taxation of such business by the several States.
Página 434 - The business of insurance, and every person engaged therein, shall be subject to the laws of the several States which relate to the regulation or taxation of such business.
Página 536 - Nothing contained in this Act shall be construed to affect in any manner the application to the business of insurance of the Act of July 5, 1935, as amended, known as the National Labor Relations Act, or the Act of June 25, 1938, as amended, known as the Fair Labor Standards Act of 1938, or the Act of June 5, 1920, known as the Merchant Marine Act, 1920. Sec. 5 As used in this Act, the term "State" includes the several States, Alaska, Hawaii, Puerto Rico, and the District of Columbia.
Página 435 - Act is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945 (Public Law 15, 79th Congress...