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" Loan Bank Board stated: It is clear that discrimination in lending is illegal when based solely on race, color, religion, or national origin. This does not mean, however, that a lending institution is expected to approve all loan applications, or that... "
Home Mortgage Dixclosure Act of 1975, Hearings Before ...,94:1- .... - Página 1185
por United States. Congress. Senate. Committee on Banking and Currency - 1975
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Home Mortgage Disclosure Act of 1975: Hearings Before the Committee on ...

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs - 1975 - 696 páginas
...regard to race, color, religion, or national origin. In discussing discrimination, the Federal Koine Loan Bank Board stated :— ' It is clear that discrimination...applications, or that it must make all loans on identical terras. Denying loans, or granting them on more stringent terms and conditions, may be justified because...
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Equal Opportunity in Lending: Hearings Before the Committee on Banking ...

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs - 1976 - 552 páginas
...financing." This does not mean that a lending institution is expected to aporove all loan aoplications or that it must make all loans on identical terms. Denying loans, or granting loans on more stringent terms and conditions, however, must be justified on the basis of such factors...
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Journal - Federal Home Loan Bank Board

1977 - 692 páginas
...our economic system and cannot be considered sound and economical home financing. "This does not mean that a lending institution is expected to approve...or that it must make all loans on identical terms." The decision to grant or reject loans or to use different terms for them based on economic factors...
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The Bank Enterprise Act's Ability to Catalyze Community ..., Volume 4

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight, Investigations, and the Resolution of Failed Financial Institutions - 1993 - 484 páginas
...these organizations. This does not mean that a lending institution is expected to approve all housing loan applications or that it must make all loans on identical terms. Denying loans, or granting loans on more stringent terms and conditions, however, must be justified based on economic factors...
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Journal - Federal Home Loan Bank Board

1972 - 644 páginas
...for a few moments the type of discrimination in lending practices that is outlawed by this statute. It is clear that discrimination in lending is illegal...conditions, may be justified because of such factors as : • an applicant's income or credit history, • the property's condition, age, or design, •...
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