Home Mortgage Dixclosure Act of 1975, Hearings Before ...,94:1- .... |
Índice
| 984 | |
| 992 | |
| 994 | |
| 1000 | |
| 1021 | |
| 1031 | |
| 1034 | |
| 1039 | |
| 1185 | |
| 1188 | |
| 1231 | |
| 1243 | |
| 1255 | |
| 1261 | |
| 1264 | |
| 1272 | |
| 1050 | |
| 1051 | |
| 1065 | |
| 1068 | |
| 1070 | |
| 1079 | |
| 1097 | |
| 1124 | |
| 1133 | |
| 1140 | |
| 1160 | |
| 1165 | |
| 1168 | |
| 1179 | |
| 1291 | |
| 1350 | |
| 1449 | |
| 1452 | |
| 1462 | |
| 1464 | |
| 1473 | |
| 1510 | |
| 1514 | |
| 1536 | |
| 1625 | |
| 1627 | |
Palavras e frases frequentes
analysis Angeles AVERAGE NUMBER Baltimore City Baltimore County Balto Bronx County capital census tract central cities CHAIRMAN Cleveland decline deposits disclosure disinvestment Dollar Savings Bank economic Federal Home Loan Federal Savings financial institutions Home Loan Bank housing units income increased institutional lenders insured interest rates lending institutions loan associations Loan Bank Board LOANS PER TRACT Mayor Median Rent MORTGAGE DOLLARS mortgage lending mortgage loans mortgage market mortgage money mortgages granted National National Urban League neighborhoods Non-White North New York number and value NUMBER OF LOANS Number of Mortgages Number of single NW area occupied units owner percent percentage policies problem racial real estate loans redlining residential SandLA Savings & Loan Savings and Loan Savings Bank Senator GARN single family loans single family mortgage suggest TABLE Total number Urban Value of Mortgages variables Washington Heights West Mt York City Yorkville ZINSMEYER zip code
Passagens conhecidas
Página 1042 - In order to provide local mutual thrift institutions in which people may invest their funds and in order to provide for the financing of homes, the Board ' is authorized, under such rules and regulations as it may prescribe, to provide for the organization, incorporation, examination, operation, and regulation of associations to be known as "Federal Savings and Loan Associations...
Página 1472 - Paper prepared for the annual meeting of the American Real Estate and Urban Economics Association, New York, 1986.
Página 1183 - There was evidence of a tacit agreement among all groups — lending institutions, fire insurance companies, and FHA — to block off certain areas of cities within "red lines," and not to loan or insure within them. The net result, of course, was that the slums and the areas surrounding them went downhill farther and faster than before.
Página 978 - Refusal to lend in a particular area solely because of the age of the homes or the income level in a neighborhood may be discriminatory in effect since minority group persons are more likely to purchase used housing and to live in low-income neighborhoods. The racial composition of the neighborhood where the loan is to be made is always an improper underwriting consideration.
Página 1185 - Department of the Treasury, and other agencies in the formulation of emergency financial and stabilization policies. The heads of such agencies shall, as...
Página 1187 - ... of persons who commit such acts; sets time limits within which insured institutions shall comply with the standards; and provides for the submission of reports with respect to compliance. For the purposes of this part: (a) The term "Chief Examiner" means the Chief Examiner of the Office of Examinations and Supervision of the Federal Home Loan Bank Board who Is responsible for the conduct of such Office's examinations of insured institutions in the District of the Federal Home Loan Bank in which...
Página 1185 - Loan Bank Board stated: It is clear that discrimination in lending is illegal when based solely on race, color, religion, or national origin. This does not mean, however, that a lending institution is expected to approve all loan applications, or that it must make all loans on identical terms.
Página 1193 - Governors of the Federal Reserve Board, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation have adopted rules which these bank agencies have indicated are substantially similar to the corresponding Commission rules.
Página 1183 - ... suspect, since there was always the prospect, that they, too, might turn as Negroes and poor whites continued to pour into the cities, and as middle and upper-middle income whites continued to move out. The result was a general, even if unwritten, agreement between lending institutions and FHA that most of the areas inside the central cities did not have a favorable economic future, and that their property values were likely to decline. Each group blamed the other for the failure to help the...
Página 1183 - There is a serious lack of property insurance in the core areas of our Nation's cities. For a number of years, many urban residents and businessmen have been unable to purchase the insurance protection they need.