speak in other hospitals. He made scores of talks to wounded soldiers.

Eventually the story of Dowling's work reached England, and the British Government and the Red Cross asked him to come to that country and talk to the wounded men in the hospitals there. He spent eight months in England, spreading good cheer and a new spirit of hopefulness among thousands of disabled soldiers.

For more than two years Dowling devoted most of his time to this work. Tho of rugged build, the exertions of these keture tours told on him. Always a fighter, he would not quit, especially now when he felt that he could help so many others to become useful citizens.

At length the body which, aided by a dauntless spirit, had stood up so well against big odds, gave away. He died in April, 1921, due to his overexertions. Mr. Christmas concludes:

That is the sort of man Mike Dowling was. Now, when it came to building a memorial, it didn't seem that a spirit like that could be commemorated properly in a bronze or marble statue. Anyway, his fellow citizens said no ordinary monument would do. The memorial they are building for Mike Dowling is something far more fitting than any graven image could be. It consists of a school for crippled children as an adjunct of the Minnesota Hospital for Crippled Children.

Dowling took an unusual interest in the Minnesota Hospital for Crippled Children. For many years it has been taking crippled boys and girls and making useful citizens out of them and it has been impressing upon the youngsters Dowling's own philosophy that "if you don't think you are a cripple, you are not."

Thus, when the suggestion was made for a memorial for Dowling, his friends, with a fine sense of the appropriate, proposed that the Michael J. Dowling Memorial school be built. The Minnesota Editorial Association set out to raise $25,000, and the Minnesota Bankers' Association raised another $25,000. Many subscriptions came from school children. Crippled children at the hospital gave an entertainment and with great pride turned the proceeds over to the fund. The recent Minnesota legislature appropriated the balance of $50,000 needed.

While bodies of the crippled children are mending, the Dowling school will give the youngsters all the advantages which other children receive, and in addition special training that will enable many of them to make their own way in the world.

"It's just the kind of thing Dowling would have wished," one of his friends said. "He had a great fight to get the education that gave him his start, and he appreciated what a chance means.'

Crippled children at the Minnesota Hospital now are being given training in commercal design, watch repairing, bookkeeping, shorthand and typewriting, millinery, sewang, toy making and other lines of vocatonal work. Frequently after leaving the hospital they find work from which they can support themselves. Building of the Dowling industrial school will make it possible to enlarge this work greatly.

"Many of our crippled children can be made self-supporting," Miss McGregor said. "A boy may have deformed feet, but he may make a good watchmaker or a good banker. Look at what Dowling did. We have a boy now who is just going out to take his place in a country bank.'

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INVESTMENT AND FINANCE

Copyright 1923, by The Goodyear Tire & Rubber Co., Inc.

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HOW BUSINESS CAN "GIVE COOLIDGE

A CHANCE"

IVE the new President a chance,"

"GIVE

is the theme of many editorials these days, the writers of which wish to see Mr. Coolidge work out his problems without due annoyance and interference. And the New York Journal of Commerce, striking a slightly different note, argues that the business community can contribute much to the success of the new Administration by backing up the President in various ways. The feeling of confidence exprest in Mr. Coolidge by the leaders in Wall Street, and by great captains of industry, is one of the most significant things in recent business history. It is, indeed, mentioned by several financial writers in the daily press, as being largely responsible for the healthier tone in the stock market last week, despite the oil situation and the danger signals in Europe. The Journal of Commerce reminds the business community that whether President Coolidge "will be able to work a sane program depends, of course, in no small measure upon the support he receives from the rank and file of the

citizens of the country." Now, Mr. Coolidge, for one thing, "should lose no time in endeavoring to have our taxes completely revised by act of Congress." But, we read:

He would, however, find that a difficult, if not impossible, task without the active support of the rank and file of the community. Public-spirited and intelligent business men can not afford, therefore, to remain inactive and piously express the hope that the new President will find it possible to work out their salvation. They can not expect improvement in this respect unless they busy themselves vigorously to create conditions which make possible the attainment of such betterment.

Bankers express themselves as confident of the ability of the new President to steer the Ship of State clear of the rocks that are numerous in the waters ahead. Are they now willing, as they have not been in the past, to speak plainly to the people of the dangers they know exist in much that has been going on in Washington in connection with our banking system? If not, it will not lie in their mouths to criticize in the event of failure to check the tide of unsoundness that threatens to engulf the Federal Reserve system. Railway executives are confident that the interests of the transportation industry will be capably cared for by the new President. The forces of destruction that are being marshaled against the railroads and through them against the country are strong and insistent. If Mr. Coolidge is to battle successfully against them he must have the outspoken support of the community.

Our immigration policies must be fundamentally changed if we are to gain a footing of full health and prosperity. The question will be asked by a good many whether Mr. Coolidge will find it possible to gain his own consent to begin strenuous attack upon the existing scandalous system and, if so, can

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WHAT WOMEN SPEND FOR THEIR

CLOTHES

UR big department stores are very much interested in the amount of oney women spend on their clothes, so - H. Macy & Company of New York has poperated with the National Association of avings Banks and has employed sixteen ifferent agencies in working up a set of verage figures to show what it costs to othe the woman of to-day. The fact omes out that a woman with a large inme, contrary perhaps to general opinion, pends no more proportionately on clothes han does the woman who has to make both Gds meet with her husband's very limited alary. That is, to quote a New York mes summary of the survey, "A married oman with three children, whose husband arns $2,000 a year, spends approximately he same proportion of the family income n her own clothes as the married woman a family of the same size whose husand's income is $25,000 a year." It seems hat in the case of a woman with a family ncome of $2,000, the percentage spent for he wife's clothes is 5.4 per cent, or $109.36, while the married woman with a family inome of $25,000 a year spends $1,500 for er clothes, or 6 per cent of the earnings of r husband. We learn from this report hat the young business woman spends nore on her clothes than her married ister, "because part of her stock in trade sa smart, trim, neat appearance." The arvey was arranged in order to help figure put a basis for suggesting an apparel budget for women. The cost of clothing the average wife in a family of five with income varying from $2,000 to $25,000 is shown by his table:

Among self-supporting women the clothing item rises more rapidly proportionately with the increase of income. For instance, it appears that the business woman with an average income of $520 spends $100 for clothes, and the business woman earning $1,200 spends $288, while the self-supporting woman with an income of $6,000 usually spends $1,300 for clothes. Tentative clothing budgets were prepared as a result of the Macy survey as follows:

$100 BUDGET

Business

Home

woman

$53.71

18.16

5.58

5.58

13.93

13.93

4.85

4.16

4.59

4.46

$1,000 BUDGET

$571.10

Inder garments.

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CURRENT EVENTS

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FOREIGN

August 8.-There can be no negotiations with France so long as she maintains her desire to crush Germany, says Chancellor Cuno in the German Reichstag, at the same time asserting that the British proposals for obtaining reparations are not agreeable to Germany. The temporary mixed commission for the reduction of armaments of the League of Nations adopts the text of the proosed treaty of mutual guaranties esigned to bring about reduction of armaments, which it will submit to the League Assembly at its meeting in September.

August 9.-Ex-Prime Minister Lloyd George extols the late President Harding as "one of the strongest men who ever governed a country" at the Welsh festival, or Eisteddfod, at Mold, Wales. The Irish Free State Government releases Count Plunkett, the noted Republican leader, who has been interned since last April.

The French Court of Cassation rejects the appeal of Baron Krupp von Bohlen, head of the Krupp plant at Essen, and the other directors of the Krupp company who were fined and sentenced to imprisonment for disobedience

French regulations in the Ruhr.

to

August 10.-The British people hold a

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Harding in Westminster Abbey, the first time such a tribute has been paid to the head of a foreign government, and flags are half-masted throughout the Empire. The American colonies in Paris, Brussels, Berlin, Copenhagen, Bucharest, and Pekin also pay memorial tributes to the late President. Services are also held in Stockholm, where they are conducted by the Archbishop of Sweden, and in Warsaw, Mexico City, Rio de Janeiro and Buenos Aires.

August 11.-The United Socialist members of the German Reichstag adopt a resolution of "no confidence" in Chancellor Cuno's Government.

Grover Cleveland Bergdoll, the millionaire American draft evader, kills Karl Schmidt, a Swiss, and wounds Karl Sperber, an American, when they attempt to kidnap him in a hotel at Eberbach, Germany.

on

The British note to France and Belgium Allied policy toward Germany, just made public, challenges the legality of the French occupation of the Ruhr, suggests that the question be referred to the International Court of Justice at The Hague, or be settled by suitable arbitration, and says that continued occupation of the Ruhr conjures up dangers of the gravest import. The note recommends that the maximum of reparations from Germany be fixt. Lieutenant Hooven Griffis, his chauffeur, Eugene Victor Nielson, Americans, and Prince Gagarin, said to be a Russian, are arrested at Eberbach, Germany, for alleged complicity in the plot to kidnap Grover Cleveland Bergdoll.

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August 13.-An increasingly serious strike situation is reported throughout Ger

many, and the number of people reported killed is estimated at several

score.

Germany formally notifies the Reparations Commission that all reparations deliveries in kind will cease for the present because of the great expense involved.

An official French statement says that the solution of the reparations problem is in the hands of England first and the United States afterwards.

President Cosgrave of the Irish Free State unveils a temporary cenotaph in Dublin to the memory of Arthur Griffith and Michael Collins, the one the founder of the Sinn Fein movement, and the other Commander-in-Chief of the Republican army and chief negotiator of the peace with England.

August 14.-In his opening address in the German Reichstag Chancellor Stresemann says that if the free and unrestricted administration of the Ruhr is assured to Germany, and if every imprisoned German is restored to liberty, Germany will then undertake to settle the reparations problem. He receives a vote of confidence from 240 Deputies out of a total of 341. Reports show fifteen more slain and 97 wounded in riots in Germany.

French troops occupy the local branch of the Reichsbank at Duesseldorf because of the refusal of the cashier to honor a check for one billion marks, presented by a French civilian. The French also take over the coke ovens on the RhineElbe Canal.

Unanimous assent to her plea to outlaw war is given to Mrs. Raymond Robbins, of Chicago, by the delegates to the International Federation of Working Women in convention at Vienna. Mrs. Robbins is president of the organization. Grover Cleveland Bergdoll, American draft evader, is reported to have kidnaped Karl Sperber, the wounded man who attempted to kidnap Bergdoll and spirit him out of Germany.

DOMESTIC

August 7.-The body of the late President arrives in Washington and rests in the White House. Millions lined the railways to watch the funeral train on its long journey from San Francisco. Intervention, by right of a specially promulgated law, on the part of the President of the United States to prevent a general strike in the anthracite industry, is recommended by the United States Coal Commission.

August 8.-The body of the late President Harding is laid in state in the Capitol, where funeral services are held. Afterwards the body is placed aboard a train for Marion, Ohio, the late President's home.

August 9.-The body of the late President Harding arrives in Marion, Ohio, and is placed in the home of his father, Dr. George T. Harding.

August 10.-Attended by President Coolidge and the Cabinet and other officials, and by thousands of other people, the last funeral rites of the late President are conducted at Marion, Ohio, and the body is placed temporarily in a vault. The whole nation observes the day as a day of mourning.

George B. Christian, Jr., President Harding's secretary, resigns.

August 12.-Employees of many coalmining companies in Pennsylvania, West Virginia and Alabama are held in a state of virtual isolation, says a report addrest to the United States Coal Commission by a voluntary committee

From characters graven on tablets picked up in dusty Egyptian and Babylonian ruins scientists read the stories of ancient civilizations.

Every day in a Chicago laboratory other scientists translate from concrete cylinders stories of infinitely greater importance to men and women of today.

A research engineer sets a 6-inch cylinder of concrete on a heavy press. Hidden machinery starts. The huge apparatus commences to register pressure -100,000 pounds, 150,000 pounds, perhaps 200,000. The cylinder fractures with a report like a one-pound gun. The engineer jots down some figures, clears the press and prepares to test another cylinder.

Four such testing machines are only a small part of the equipment of the Structural Materials Research Laboratory, which has been maintained by the Portland Cement Association in cooperation with the Lewis Institute, Chicago, since 1916.

Patiently and with scientific exactness the engineers carry on

their constant research. Perhaps five years have elapsed since these cylinders of concrete were made at the laboratory. Thousands of them are kept on hand, aging under carefully controlled conditions. Testing them to dethe score of things which the struction helps to prove one of laboratory is studying-the relative strength of concrete when made with various proportions of water; with aggregates of various size and grading; when mixed for various lengths of time.

Over 240,000 experiments and 150,000 test pieces have been made in this laboratory during the past five years.

Those who build-whether the structures be large or small - are daily profiting from the economies which this laboratory's research work has made possible, for everything it learns is made available to everyone who wants the information, without charge.

By saving money for you and other cement users-by helping you to get better concrete-the cement industry through its laboratory aims to serve.