...application forms, statutory requirements (such as bonds, countersignatures, references and fees), and different expiration periods for the licenses....hours required (anywhere from 6 to 40 hours annually). As a result, many agents are required to hold literally dozens of licenses, which must be renewed at...

...documents (also referred to as "licenses") must be filed in many instances for each company with which the agent does business. This process is then repeated...education classes, not for passing any examinations. The National Association of Insurance Commissioners ("NAIC") has formally urged States to be consistent...

...documents (also referred to as "licenses") must be filed in many instances for each company with which the agent does business. This process is then repeated...education classes, not for passing any examinations. The National Association of Insurance Commissioners ("NAIC") has formally urged States to be consistent...

...documents (also referred to as "licenses") must be filed in many instances for each company with which the agent does business. This process is then repeated...education classes, not for passing any examinations. The National Association of Insurance Commissioners ("NAIC") has formally urged States to be consistent...

...references, fees, and even in a few isolated cases, required personal appearances to be fingerprinted), and different expiration periods for the licenses....education classes, not for passing any examinations. For many years, the National Association of Insurance Commissioners (NAIC) has formally urged states...

...documents (also referred to as "licenses") must be filed in many instances for each company with which the agent does business. This process is then repeated...education classes, not for passing any examinations. My firm has to maintain hundreds of separate licenses to be able to sell and broker the full panoply...

...documents (also referred to as "licenses") must be filed in many instances for each company with which the agent does business. This process is then repeated...education classes, not for passing any examinations. The National Association of Insurance Commissioners ("NAIC") has formally urged States to be consistent...

...forms, statutory 1 US Department of the Treasury v. Fabe, 113 S. Ct. 2202, 2207 (1993). n5U.SC 51012(a). requirements (such as bonds, countersignatures, references,...education classes, not for passing any examinations. For many years, the National Association of Insurance Commissioners (NAIC) has formally urged States...