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Yes.

Q. Again, on that 407 referral, that was

actually given to you when?

A. We made the decision in the office of Enforcement to seek that authority in September of '86.

Q. I'm sorry.

When were you actually granted it?

December.

Q. Now, did you find any information in the statement of concern when you reviewed it

that you found to be incorrect?

MR. MCALEER:

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Objection.

THE WITNESS: I don't recall making any

conclusions about inaccuracies.

Q. (BY MR. GALLAGHER) All right. As you sit here today, do you know whether or not there were in fact inaccuracies in that statement?

MR. MCALEER: Objection.

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Number two, we are talking about, I think,

STICKLEY & SCHUTZMAN, INC.

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It was not a typical document, so

wasn't really any norm.

there

Q. Can you think of any other documents that you have seen in your enforcement history that don't tell the reader who the author is?

A. It's very common for us to get draft exan reports, you know, one chunk of a report or

one set of consents.

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from the examination report, it was not presented in the same format that an exan report would have

been

Q. I think you said you got two or three drafts before the final, to your memory?

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STICKLEY & SCHUTZMAN, INC.

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Q.

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Was there a cover letter?

A. Not on any that I saw, no. I was getting them secondhand through Steve

Hershkowitz.

Q. Were there any instructions that accompanied that statement of concern that you

are aware of?

A. No.

Q. and again, ma'am, your understanding of

its purpose was what?

A. It was a preliminary draft of the problems that the district was finding with

Lincoln Savings.

Q. One of the things that you are concerned about from a confidentiality standpoint

is protecting the interests of the federal

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-1. I don't believe I have ever looked at

it that way.

Q. Who are the confidentiality

requirements intended to protect in your view?

STICKLEY & SCHUTZMAN, INC.

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regulations, nor to my knowledge did she have a
role in putting them together.

THE WITNESS: I believe they are designed
to protect the agency itself, its exam, its
confidentiality exam procedures; certainly
second, the associations involved, and the
individuals, either within or outside the

institution, whose names are going to appear in

exam reports or subpoenas, or whatever else night be involved.

Q. (BY MR. GALLAGHER) Do you know when

505 was enacted?

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What did you do with the statement of
which you understood to be the final

draft of it? What did you then do with it?

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DEPOSITION OF ROSEMARY STEWART VOL. I

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report was going to be bigger and better.
Q. And again, that's

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When did you receive it? Did you tell

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Q. Did you do anything, between the time

you received the final draft in December and the
end of the year, other than read it?

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from the time you received the final draft to the

end of the year?

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A. There was one area that my office

looked into involving an allegation that someone
on the Board of the Federal Home Loan Bank of San
Prancisco had leaked information about Lincoln.
That was one of the topics that we put in our
request for investigative authority, we wanted
to, that we described as needing the

investigative authority to pursue.

Q. Back in September?

A. Yes. That is in the meno of

recommendation.

STICKLEY & SCHUTZMAN, INC.

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