Life Insurance Marketing and Cost Disclosure: Hearings Before the Subcommittee on Oversight and Investigations of the Committee on Interstate and Foreign Commerce, House of Representatives, Ninety-fifth Congress, Second Session, August 7, 14, and 15, 1978U.S. Government Printing Office, 1978 - 816 páginas |
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Palavras e frases frequentes
amount payable ance ANDERSON annual percentage rate annual premium average basic Belth Buyer's Guide cash value cent Chairman COLLINS company retention consumer contract cost comparison coverage death benefits death protection disclosure system dollars example face amount Federal Trade Commission figures guaranteed index number insurance agent Insurance Commissioners insurance company insurance industry insurance market insurance policies interest adjusted investment KRAMER lapse rates LYNCH McCarran-Ferguson Act ment method model regulation Moorhead Moss Mutual NAIC approach NAIC model National Consumers League Northwestern Mutual ordinary paid payment percent permanent life insurance policy issued policy summary policyholder problem purchase question rate of return regulatory savings element selling Senate SHAFFER SHAPIRO similar policies social security Society of Actuaries statement subcommittee sumers surance Surrender Cost Index term insurance term policy tion VOGEL whole life insurance whole life policy whole-life yearly prices
Passagens conhecidas
Página 430 - Act, and the Act of October 15, 1914, as amended, known as the Clayton Act, and the Act of September 26, 1914, known as the Federal Trade Commission Act, as amended, shall be applicable to the business of insurance to the extent that such business is not regulated by State law.
Página 666 - To make public from time to time such portions of the information obtained by it hereunder, except trade secrets and names of customers, as it shall deem expedient in the public interest ; and to make annual and special reports to the Congress and to submit therewith [38 Stat.
Página 206 - Congress with reference to the regulation of the business of insurance. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That the Congress hereby declares that the continued regulation and taxation by the several States of the business of insurance is in the public interest, and that silence on the part of the Congress shall not be construed to impose any barrier to the regulation or taxation of such business by the several States.
Página 666 - That the commission shall also have power — "(a) To gather and compile information concerning, and to investigate from time to time the organization, business, conduct, practices, arid management of any corporation engaged in commerce, excepting banks and common carriers subject to the act to .regulate commerce, and its relation to other corporations and to individuals, associations, and partnerships.
Página 327 - Our basic responsibility in interpreting the Commerce Clause is to make certain that the power to govern intercourse among the states remains where the Constitution placed it. That power, as held by this Court from the beginning, is vested in the Congress, available to be exercised for the national welfare as Congress shall deem necessary. No commercial enterprise of any kind which conducts its activities across state lines has been held to be wholly beyond the regulatory power of Congress under...
Página 430 - Suspension until June 30, 1948, of application of certain Federal laws; Sherman Anti-Trust Act applicable to agreements to, or acts of, boycott, coercion, or intimidation. (a) Until June 30, 1948, the Act of July 2, 1890, as amended, known as the Sherman Act, and the Act of October 15, 1914, as amended, known as the Clayton Act, and the Act of September 26, 1914, known as the Federal Trade Commission Act, as amended, and the Act of June 19, 1936, known as the Robinson-Patman Anti-Discrimination Act,...
Página 385 - No Act of Congress shall be construed to invalidate, impair, or supersede any law enacted by any State for the purpose of regulating the business of insurance...
Página 385 - Act, as amended, shall be applicable to the business of insurance to the extent that such business is not regulated by state law.*2 Preamble to McCarran-Ferguson Act, c.
Página 235 - New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, Wyoming.
Página 329 - Act is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945 (Public Law 15, 79th Congress...