Cancer Insurance Industry: Hearing Before the Subcommittee on Antitrust, Monopoly, and Business Rights of the Committee on the Judiciary, United States Senate, Ninety-sixth Congress, Second Session, on Cancer Insurance Industry Practices and Procedures, June 26, 1980, Parte 2U.S. Government Printing Office, 1981 - 594 páginas |
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Palavras e frases frequentes
actual actuarial advertising agents American Cancer Society American Family Amos amount application average benefit ratios calculations cancer expense cancer insurance policy cancer patients cancer policies cancer treatment Chairman charges chemotherapy claims committee consumers COONEY cost of cancer covered credit unions diagnosis disease insurance dollar dread disease earned loss ratios expense-incurred experience Family Life Assurance Family's guaranteed renewable health insurance hospital confinement increase incurred individual Insurance Commissioners insurance company Insurance Department issue leukemia lifetime loss ratio limited lung cancer Massachusetts maximum McCabe Medicaid Medicare Medicare Supplement minimum standards Missouri Mutual of Omaha NAIC ODELL paid payment percent period person policy forms policyholders Poplar Bluff premium rates Primary Insured purchase regulation regulatory sell Senator HATCH Senator METZENBAUM Senator THURMOND skin cancer sold specified disease policies statement statistics Table tissue tumor Union Fidelity
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Página 14 - Senator Hatch. OPENING STATEMENT OF SENATOR HATCH Senator HATCH. Thank you, Mr. Chairman. I compliment you for holding these hearings and trying to enlighten us in the particular areas.
Página 244 - As required by the Code of Ethics of the American Association for Public Opinion Research, we will maintain the anonymity of our respondents. No information can be released that in any way will reveal the identity of a respondent. Also, our authorization is required for any publication of the research findings or their implications. Caravan Surveys, a division of Opinion Research Corporation, is a syndicated, share-cost data collection vehicle.
Página 88 - Whether an advertisement has a capacity or tendency to mislead or deceive shall be determined by the Commissioner of Insurance from the overall impression that the advertisement may be reasonably expected to create upon a person of average education or intelligence, within the segment of the public to which it is directed.
Página 284 - ... from any preexisting condition not specifically excluded from coverage by terms of the policy, and, except as so provided, the policy or contract shall not include wording that would permit a defense based upon preexisting conditions.
Página 105 - I am a Fellow of the Society of Actuaries, a member of the American Academy of Actuaries, and Senior Vice President of the Phoenix Mutual Life Insurance Company.
Página 117 - ... costs for cancer patients sometimes are so astronomical that if the victims are without adequate insurance coverage, the disease can spell financial ruin for entire families. Cashing in on this fear is the obscure, but increasingly controversial, American Family Life Assurance Co., of Columbus, Ga., which 15 years ago became the nation's first marketer of insurance policies that cover the expenses of treating cancer. On the strength of that business, which accounts for 85 percent of its revenues,...
Página 243 - A difference, In other words, must be of at least a certain size to be considered statistically significant. The table below Is a guide to the sampling tolerances applicable to such comparisons. Differences required for significance at or nea these percentage levels ' ' Based on 95 chances in 100. Quality Control Measure« Quality control measures are applied In every phase of the Caravan survey.
Página 98 - ... by Mr. William E. Lewis, agricultural economist of the United States Department of Agriculture. Senator PEPPER. Does it have the date on it? Mr. STEWART. It has the date of the period referred to. Dr. Harding, could you give me the date ? Senator PEPPER. That is all right; just so as to identify it. (The report referred to above is on file with the Committee.) Mr. STEWART. Covering the period 1938, 1939, and 1940. I also have a copy of a table of total soluble solids of Florida early varieties...
Página 242 - Caravan survey result does not vary, plus or minus, by more than the indicated number of percentage points from the result that would be obtained if interviews had been conducted with all persons in the universe represented by the sample.
Página 324 - ... registered nurse or licensed vocational nurse; (ii) part-time or intermittent home health aide services which provide supportive services in the home under the supervision of a registered nurse or a physical, speech or occupational therapist; (iii) physical, occupational or speech therapy; and (iv) medical supplies, drugs and medicines prescribed by a physician and related pharmaceutical services, and laboratory services to the extent such charges or costs would have been covered under the policy...